Features

At Reliance General Insurance, we are committed towards going that extra mile to keep pace with our customers' needs and continuously evolving new products to best meet their expectations.

Now, for the first time in India, Reliance General Insurance introduces a unique plan that offers a customized insurance cover meant specifically for individuals travelling on a Schengen Visa. The Reliance Travel Care Policy – Schengen, offers comprehensive coverage against medical emergencies, along with a host of value-added benefits for other unexpected contingencies.

Key Advantages

Customised Coverage

• The Policy offers specially designed plan to meet the compulsory insurance requirements for Schengen Visa
• It provides Coverage and claim settlement in Euro
• Provides comprehensive coverage through various benefits like Loss of Passport, Total Loss of Checked-in Baggage, Personal Liability, Compassionate Visit etc
• It offers the option to choose from Basic and Standard plan variants

Coverage for trips involving Winter/Adventurous Sports

• The Coverage is also available for trips involving winter/ adventurous sports (subject to prior declaration, and specific approval with premium loading)

Automatic Policy Extension

• The Policy Automatic extension of the policy in case of medical emergency and evacuation (up to 30 days) and delay of common carrier (up to 7 days) beyond policy expiry

Coverage for Pre–existing ailments

• Coverage of pre-existing ailments and maternity – in case of life threatening situations

Convenient for you

• 24 hour Emergency Cashless Services offered through Emergency Assistance Service Provider

Policy Coverage

Reliance Travel Care Insurance Policy – Schengen covers you for:

Medical Contingencies

• Medical Expenses including Transportation
  We take care of all your emergency medical expenses incurred, while abroad, for any sudden disease, illness, injury or death with cashless facility.
  We also reimburse emergency expenses towards medical evacuation to India. We cover the transportation cost of the deceased back home or the costs towards burial abroad, in case of one’s untimely demise.
• Dental Care Expenses
  We cover your emergency dental expenses for any acute anaesthetic treatment of teeth, done while you are abroad.
• Personal Accident
  We pay compensation if you unfortunately sustain accidental bodily injury during the trip, leading to death or permanent disability.
• Accidental Death & Dismemberment whilst in a Common Carrier
We also pay compensation for permanent disability or loss of life arising out of an accident while travelling as a passenger in a common carrier.
• Compassionate Visit
  We reimburse the return fare for an immediate family member to visit you in case of hospitalisation extending to more than seven consecutive days.

Personal Possession Contingencies

• Loss of Passport
  We reimburse the actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.
• Total Loss of Checked Baggage
  We compensate you for the total loss of your checked-in baggage by a common carrier.
• Delay of Checked Baggage
  If your checked-in-baggage is delayed for more than 12 hours, we reimburse reasonable expenses incurred for the purchases of toiletries, clothing and medications.

We offer compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by you.

To know more about the plans available click here.

Exclusions

To ensure that you do not face any unpleasant surprises when you make a claim, we would like you to know some of the major exclusions under the policy.
Reliance Travel Care Insurance Policy - Schengen does not cover the following:

• Medical expenses towards treatment of any pre-existing illness (unless of life threatening situation), suicide, self / inflected injury or illness, mental disorder, anxiety, stress or depression, venereal diseases, alcohol/drug abuse, dangerous sports, HIV/AIDS
• No claim will be paid where the Insured/Insured Person
  • is travelling against the advice of a Physician
  • is in the process of receiving or on a waiting list for specified medical treatment declared in the Physician's report or certificate
  • is travelling for the purpose of obtaining treatment
  • has received a terminal prognosis for a medical condition
• Theft or loss of passport when left unattended or not informed to police authorities
• In case of loss of checked baggage, no partial loss or damage shall become payable
• War or nuclear perils