Key Highlights

• Cashless facility for a hassle-free claims processing
• Speedy claims settlement
• Easy documentation

Features

Two wheelers are convenient and exuberant. With the many advanced features added in, today's two wheelers are safe too. However, the possibility of damage to your pride and joy exist by way of theft, natural calamities and accidents. Ensure your peace of mind with Reliance Two Wheeler Insurance Policy. It gives you comprehensive cover for your vehicle.

Key Advantages

Complete Cover

• Reliance Two Wheeler Insurance Policy gives you complete insurance cover on the road and off it.
• It covers your car against accidents, burglaries, natural calamities etc.
• It will also gives you personal accident insurance cover and third party liability cover.

Convenience designed for you

• Whenever you need us, we are just a phone call away. Call us at 1800 3002 8282 (toll free) or 3989 8282 (local charges apply)
• Towing service owned and operated by us to cut down on inefficiencies. We also provide an allowance of Rs. 300 towards towing charges if required
• A network of 1700 garages in over 231 cities to provide you with cashless repairs

Super-fast service

• Instant policy issuance.
• We value your time and when you call in a claim we respond immediately. We have set up a 24/7 helpline for emergency services.
• We also make sure that a survey of the vehicle is arranged within 8 working hours.

Discounts

• If you have not made a claim in the previous year, you can get a 'No Claim Bonus' reward when you renew your policy.
• You also have the option of transferring 'No Claim Bonus' to your new vehicle.
• We give our valued customers additional discounts for:
  • Voluntary excess
  • Membership of a recognized automobile association
  • Discount if side-car is attached
  • Installation of anti-theft device

There are special discounts for physically challenged car owners and vintage vehicles are you sure about vintage vehicles in two wheelers?.

Policy Coverage

The policy coverage is wide and encompasses many aspects, from the vehicle to the owner to any third party involved in a liability concerning the vehicle that is insured.

Vehicle Damage:

The Reliance Two Wheeler Insurance Policy covers loss or damage to vehicle due to:

• Accident, fire, lightening, self-ignition, explosion, burglary, house break-in or theft.
• Riot and strike, malicious act, terrorism, earthquake, flood, cyclone and inundation.
• Transit by rail, road, air, elevator and lift.

Personal Accident Cover

This policy will also cover you against an accident, while you are riding the vehicle.

Third Party Liability

As per the Motor Vehicle Act, third part liability cover is a compulsory cover to be taken by all vehicles. This cover provides against the liability for third party injury/death, third party property damage and liability to paid driver.

Add on covers

• Electrical/Electronic Accessories
• Non electrical accessories
• Rally Extension
• Racing, speed tests, dexterity trials, Hill Climb extensions
• Legal Liability to employees, paid drivers

Exclusions

At Reliance General Insurance, we would like our policy to be as transparent as possible. To ensure that you do not face any unpleasant surprises when you make a claim, we would like you to know some of the major exclusions under the policy:

• Normal wear and tear of the vehicle
• Mechanical and electrical breakdown
• Vehicles being used other than in accordance with the limitations as to use
• Damage to/by a person driving without a valid driving license
• Loss or damage under the influence of alcohol or any other intoxicating substance
• Loss or damage due to depreciation
• Compulsory deductibles
• Consequential loss