This is a paid information short message service (SMS) for members and/or subscribers (�Subscribers�) registered with Reliance Money and/or its Affiliates (�Reliance Money�) accessible through short number 56636 (�the Service�).

Subscriber agrees to pay Reliance Money all charges incurred by the Subscriber for availing the Service together with any taxes, duties, cesses etc levied thereupon. In the event of Subscriber having an account with Reliance Money, Subscriber agrees, consents, and permits Reliance Money to recover any dues and charges for the Service availed by him from any balances or monies lying to his credit with Reliance Money and/or its Affiliates. In all other cases, Subscriber agrees to pay Reliance Money in the mode and manner as deemed fit by Reliance Money and Subscriber shall do so without demur.

The Service will endeavour to provide market related information, news etc as decided by Reliance Money from time to time.

The Service is for information purposes only. Reliance Money makes no representations or warranties regarding the accuracy, completeness or reliability of any information it provides. Reliance Money assumes no responsibility for errors or omissions in the Service. Users should conduct their own research before acting on any information received through the Service. Reliance Money shall not be responsible or liable for any losses, costs, expenses, charges, including notional losses/lost opportunities incurred by a User as a result of acting or non acting on any information/material received through the Service. All information that may be provided on this Service or part thereof shall be on an "as is" basis and as sourced from the various service providers of Reliance Money.

Service is subject to co-operation by mobile telephony operator of Subscriber of the Service. Reliance Money shall not be held responsible or liable for any breakdown of operator network, non-availability of Service due to technical defects, or other operator related issues.

All material provided as part of the Service shall be for personal use of the Subscriber and not for commercial use. No Subscriber shall distribute, disseminate or part with any material received from the Service to any person or entity whether in oral, electronic or digital form.

It is expressly agreed by the Subscriber that exclusive jurisdiction for any dispute with Reliance Money resides in the courts at Mumbai and the user expressly consents to the exercise of jurisdiction in the courts of Mumbai in connection any such dispute. These terms shall be governed by and construed in accordance with the laws of India

Any notice to Reliance Money shall be by Registered Post Acknowledgement Due addressed to: Reliance Money Limited, 6th Floor Nagin Mahal, 82 Veer Nariman Road, Church Gate Mumbai 400 020.

By subscribing to the Service, the Subscriber agrees to these terms.

These terms are subject to change without prior notice.

Mobile Telephony Operator charges shall apply.

Service subject to operator services.

Mutual fund investments are subject to market risks.

Insurance is the subject matter of solicitation.

Past performance may not be an indicator of future returns.

All investments and investment related decisions are at the sole discretion of the Subscriber.

The views and investment tips expressed by investment experts or analysts or persons claiming to be domain experts on the Service are their own, and not that of Reliance money or its management. Reliance Money advises users to check with certified experts before taking any investment decision. Reliance money does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. Reliance Money especially states that it has no financial liability whatsoever to any Subscriber on account of the use of information provided as part of the Service.

Subscribers are advised to understand that the Services can fail due to failure of hardware, software, and Internet connections. While Reliance Money will endeavour that the messages are delivered in time to the Subscribers mobile network, the delivery of these messages to the Subscriber's mobile phone/handset is the responsibility of the Subscriber's mobile network. SMS may be delayed and/or not delivered to the Subscriber's mobile phone/handset, owing to technical reasons that can only be addressed by the Subscriber's mobile network/service provider, and Reliance Money and/or its employees, officers, and directors and/or its service providers cannot be held responsible for the same

Trading in stocks, stock derivatives, commodities and commodity derivatives, and the like is inherently risky and Subscriber agrees to assume complete and full responsibility for the outcomes of all trading decisions that Subscriber makes, including but not limited to loss of capital. None of the trading calls made on the Service by any person or entity should be construed as an offer to buy or sell securities, nor advice to do so. Subscriber should not construe any information to constitute investment advice. It is purely informational in nature.

All Subscribers may use the information as a resource only to further their own research on all featured companies, stocks, sectors, markets and information received. Nothing published through the Service should be considered as investment advice.

All investments and investment products are subject to governmental, regulatory and relevant Exchange rules, regulations and guidelines.

Any contests featured as part of the Service shall be subject to their own rules, and regulations and Subscriber shall be bound by the same.

The Service contains material, including text, graphics and sound, which is protected by copyright and/or other intellectual property rights. All copyright and other intellectual property rights in this material are either owned by Reliance Money or have been licensed to Reliance Money by the owner(s) of those rights so that it can use this material as part of this service. Reliance Money retains copyright on all Information, including text, graphics and sound and all trademarks displayed on this service are owned by Reliance Money and used under license by Reliance Money affiliates.

By accepting these terms and/or receiving the Service, User consents to receive advertising or promotional material in electronic form or otherwise whatsoever

Reliance Money does not accept any responsibility or liability or guarantee the performance or merchantability of any product or services offered by any party pursuant to any advertisement or promotional material that may be received by the User as part of the Service and the same lies specifically with the advertiser